It's common to think a parent's homeowners insurance may cover a student's laptop, backpack, bike, and other items while away at college. But most homeowners insurance companies don't always cover college students! Students are smart to have a separate renters insurance policy to protect their stuff at school and also their residence hall in case they accidentally damage it. GradGuard's Renters Insurance includes liability coverage, personal property protection, and an exclusive student endorsement with features made for college students! Please visit gradguard.com/disclaimers for the most current terms and disclaimers.